There are a lot of questions when it comes to Medicare.  Here are the top 5 questions about Medicare coverage in Utah.

Does Medicare cover prescriptions?

Not automatically. You need a stand a lone Part D plan if you stay with Original medicare or you will need a Medicare Advantage plan that has a built in Part D drug plan.  As of 2026, there are 10 stand alone part D drug plans in Utah ranging in price from $0/month to over $100/month.  As of 2026, there are over 20 Medicare Advantage plans in Utah with part D drug coverage most of which have a $0/month premium.

Does Medicare cover dental, vision, and hearing?

Original Medicare A & B does not cover any kind of routine dental, vision or hearing.  If you stay on original medicare and want dental, vision, or hearing coverage, you would have to buy a separate supplement plan that covers those things.  Most Medicare advantage plans in Utah have dental, vision and hearing built in at no extra cost.

Can I go to any doctor?

With original medicare, you can go to any doctor that takes medicare.  Most doctors and providers in Utah take original medicare.  With Medicare advantage plans, most plans in Utah are based off the region you live in.  So you will need to make sure your doctors and providers take your specific plan.  Some of the advantage plans have very large networks of doctors and hospitals and some not so much.

Does Medicare cover me if I travel?

Original medicare is a nationwide network.  You can go anywhere in the U.S. that takes medicare.  That is one of the many reasons why people love original medicare, because you have the whole United States in your network.  Medicare advantage plans are usually based off the region you live in.  Some advantage plans in Utah have some flexibility in going outside your state or region.  In an emergency situation, you should be fine with any advantage plan.

Does Medicare cover everything?

No, there are some things that medicare does not cover.  Most medically necessary services are going to be covered.  The major things Medicare does not cover are: Dental, vision, or hearing (unless you get an advantage plan).  Original medicare or advantage plans don’t cover long term care (think nursing home).  Each of them will only cover 100 days and then you are on the hook.  That is why it is incredibly important to have a long term care plan of some type.

Medicare is wonderful coverage!  Just make sure you take the time to learn about the different options you have.