The main difference between an HMO and PPO Medicare Advantage plans in Utah comes down to networks, referrals, and flexibility. When it comes to Medicare advantage in Utah, HMO or PPO? Here’s a simple breakdown: HMO (Health Maintenance Organization) Pros: Lower monthly premiums (Most in Utah are $0) Lower copays in many cases Coordinated care through […]
Medicare Part A (Hospital Insurance) Premium: $0/month for most people (if you worked 40 quarters or you qualify based off your spouse’s record) Deductible: $1,736 per hospital benefit period Coinsurance: Days 61–90: $434/day Lifetime reserve days: $868/day Medicare Part B (Medical Insurance) Premium (standard): $202.90/month (unless you are subject to IRMAA) Deductible: $283/year Note: Higher-income […]
Medicare supplement plans (also known as medigap plans) can be wonderful insurance to have if you have Medicare. I like to think of them as “Cadillac” plans. This year (2026) if you buy a medicare supplement plan G, your max out of pocket for anything medical is only $283 for the WHOLE YEAR! That is […]
The process to sign up for Medicare in Utah (or any state for that matter) is complicating and overwhelming. My goal is to break it down into clean easy steps so you know exactly what to do. Here are the 3 Easy Steps To Sign Up For Medicare In Utah Step 1- Sign up […]
Turning 65 and going onto Medicare can be one of the most frustrating/overwhelming times of your life. You could fill an entire landfill (not really, but kinda) with the all the junk mail that you start to receive when you are 64 years old. Here are 5 mistakes I see people make in Utah when […]
